Reproduced with the permission of the Mortgage and Finance Association of Australia (MFAA) Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender … [Read more...]
3 financial tips for responsible parents
We all want our children to have the best possible future. Here are three things you can do today to help give your kids a good start in life. Having a family is one of the milestones in life that gets you thinking seriously about your financial … [Read more...]
The truth about divorce
The breakdown of a relationship is a sad and stressful time for everyone involved. Getting some advice can help make it easier – especially where your finances are concerned. Divorce is ranked as one of the most stressful life events [1]. Even if … [Read more...]
Surviving the summer
An Australian summer evokes images of sun, sand and sea. But there’s a serious side too – with extreme weather events and other dangers more prevalent in the hotter months. Here are some tips to help you make this summer a safe one. Bushfires For … [Read more...]
Four strategies to help you retire earlier
1. Build your super up Your super balance is your ticket to an early retirement. The sooner you put money into it, the more time it has to grow – thanks to the multiplying power of compound interest. Start with a smart strategy like salary … [Read more...]
Escape the rat race
According to the Australian Bureau of Statistics, about two thirds of Australians live in a big city. There’s no doubt that big city life has many pluses, starting with more job opportunities and infrastructure, better public transport and a … [Read more...]
Spring clean your finances
The house isn’t the only place that needs a spring clean. Messy money management can potentially cost you thousands of dollars – and hold you back from achieving your goals. Here are three simple steps to help tidy up your personal finances. 1. … [Read more...]
5 things everyone should know about leaving an inheritance
1. Who can inherit my estate? Your estate includes everything you own when you die. You can decide who’ll receive it by leaving instructions in your Will. However, there are a few ways your Will can be overruled. Generally, if you’ve given a … [Read more...]
A quick guide to aged care
Perhaps you have ageing parents who need some help around the house or are thinking of going into care. Or maybe you’re planning ahead for yourself. After all, even if you’re fit and independent now, the day may come when you’ll need some extra help … [Read more...]
Make the right choice for your inheritance
If you’ve come into a large sum of money, you want to make sure you make the most of it. So is it better to pay off your mortgage or invest it for retirement? Paying off the mortgage According to the Australian Bureau of Statistics, around one in … [Read more...]