An Australian summer evokes images of sun, sand and sea. But there’s a serious side too – with extreme weather events and other dangers more prevalent in the hotter months. Here are some tips to help you make this summer a safe one.
Bushfires
For many parts of Australia, summer brings with it a high bushfire risk. As the country’s climate gets hotter, the risk of bushfires is increasing. And according to the Insurance Council of Australia, in the last 45 years, insured losses through bushfires have cost Australia $5.6 billion in today’s dollars.2
Staying safe
While people living in the bush need to be extra cautious, it’s worth remembering that bushfires also hit urban areas. If you live near bushland, and there are trees and shrubs near your home, make sure you have a bushfire escape plan in place, and know how you’ll protect your pets, livestock and home. Make sure the whole family knows the plan.[1]
Your state fire authority is your best friend during bushfire season, so keep their details on hand and check your state website for tips on being prepared.
Shark attacks
The chance of being attacked by a shark is extremely low – and 75 per cent of shark attack victims survive. However, there’s been an increase in the number of fatal shark attacks over the last four years, with six people dying in 2014-15.[2]
Staying safe
Make sure you swim between the flags at patrolled beaches, where lifeguards are on the lookout for sharks and can help you get out of the water quickly if one is sighted.
Avoid areas where dangerous sharks are often spotted, and be sure to swim or surf with others – there is safety in numbers. And never swim at night – sharks are often active at this time and you won’t be able to see one if it’s nearby.[3]
Cyclone season
Summer is cyclone season in the north of Australia, especially near the coast. While cyclones can hit between November and April, the most intense part of the season is usually between March and April1. So if you’re planning a holiday in northern Australia during that time, it’s important to keep an eye on weather forecasts.
Staying safe
If you happen to live in a cyclone-prone area, you need to be prepared. Check with your local council to ensure your home meets local standards and for tips on preparing for cyclonic weather.
Cyclones often bring with them flooding or storm surges, so make sure you know your closest high ground area if you need to leave your home or park your car away from the dangers of flooding or tidal surges. Get an emergency kit ready in case the power goes out and pack some bags for you and your family with clothes and essential items, in case you have to evacuate.[4]
Your local emergency services are there to keep you safe, so it’s vital to stay in touch with them and follow any directions they give you. Put their number in your phone and in a prominent place in the house where you can see it.
The right insurance
It goes without saying that you should have home and contents insurance, but make sure you are adequately insured to totally rebuild your home and replace all your belongings should your home be destroyed in a natural disaster. You can also protect yourself and your family in the event of injury or death, with personal insurances.
We can make sure you’ve got the right level and amount of insurance to suit your lifestyle and circumstances. So give us a call today on |PHONE|and be prepared for whatever summer brings.
[1] Government of Western Australia Department of Fire and Emergency Services (2015) Bushfire
[2] Australian Geographic, 2015
[3] Taronga conservation society Australia (2015) Prevention of shark attacks
[4] Bureau of meteorology website (2015) Surviving Cyclones: Preparation and Safety Procedures