With record low interest rates, a flattening housing market and repeated assertions from RBA governor Philip Lowe that a rates rise is not on the horizon, this may be the right time for first home buyers to strike.  Following the August Reserve … [Read more...]

Key points: Always check the different retirement village legislation in your State or Territory Stamp duty applies depending on what type of tenure you have on a unit or house in a retirement village There are quite a … [Read more...]

Public liability insurance is one of the most important business insurances in Australia. It can cover legal costs and compensation for damages caused by your business operations. For example, a water pipe you installed leaks and damages your … [Read more...]

Ensuring you have an up-to-date and valid will is a central tenet of good financial planning, so it's a little surprising that almost half1 of Australians don't have one. But how many of those without a will know what actually happens to their … [Read more...]

Recent volatility in investment markets can be frightening when you're saving for retirement, but one of the key lessons from history is that volatility is a normal and necessary part of investing. Markets are made up of individuals making buying … [Read more...]

An emergency fund is money you set aside to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It provides a financial safety net so you don't have to borrow money if something happens to you or … [Read more...]

Some people invest in shares with a short-term view, looking to take advantage of small movements in share prices to pick up quick wins. While this approach-  also known as share-trading - might pay off if you’ve got the luck, expertise, and time to … [Read more...]

The reality is, none of us can predict the future—not even experts. It’s equally true that good news is rarely perfectly predicted either. So, it could be said that the secret to life as an investor is not to predict the future, but to prepare for … [Read more...]

While you may not be as invincible in your 40s as you are in your 20s—and possibly have a few extra responsibilities like kids and a mortgage—you’re probably in a more stable financial position than you’ve ever been. So how can you continue to build … [Read more...]

As the ATO begins knocking on the doors of SMEs and sole traders with queries about their JobKeeper eligibility, quality record keeping is proving to be critical when asked to substantiate a claim. Just like with most tax related matters, businesses … [Read more...]