While many of us dream about the day we finally get to give up work and reap the benefits of our blood, sweat and tears, we often struggle to plan for it. After all, in the scuffle of immediate priorities, saving and planning for retirement don’t … [Read more...]

Should you worry if your super balance is fluctuating? Or is it a sign that you’ve got the right long-term, growth-oriented approach to your super…. The answer depends on whether your super choices are aligned to your needs. For many Australian … [Read more...]

To no one’s surprise, there has been renewed interest in government bonds in recent months, considered safe havens during troubled times. While no investment is completely risk-free, in comparison to other investment options likes shares and … [Read more...]

What income protection insurance covers Income protection insurance pays up to 85% of your pre-tax income for a specified time if you're unable to work due to partial or total disability. Each income protection policy has its own definition of … [Read more...]

Worrying about superannuation balances is something most of us do from time to time, but as we approach retirement it can become a regular pastime. Unfortunately, in the current economic climate, many of us are heading into retirement with less … [Read more...]

Lower tax on your investments can help you reach your financial goals sooner. But don't choose an investment based on tax benefits alone. How investment income is taxed You need to include investment income in your tax return. This includes what … [Read more...]

This has been a difficult year, and your business may have made a tax loss. A tax loss is when the total deductions you can claim, excluding gifts and donations, are greater than your total income for an income year. If your business makes a tax … [Read more...]

To invest well, you need to find investments that fit your financial goals, investing time frame and risk tolerance. Get an overview of the different types of investments so you can find the right ones to reach your financial goals. Types of … [Read more...]

It's a question most of us ask eventually: what happens to our investments when we die? The answer often depends on the type of asset you own and the structure through which you own it. Generally, when you die an executor that you nominate in your … [Read more...]

It's often said that starting out early on one's investing journey will deliver good long-term results. But in light of recent volatility on investment markets, you may be thinking, is this the right time to start off? Taking your first step is … [Read more...]