When you have a new mortgage and dependent children, the need for personal insurance is clear. But as the kids become independent and your mortgage shrinks, you might feel that you no longer need the same level of protection. Before you cancel all … [Read more...]
5 ways to make technology your best friend
From banking and shopping, socialising and working, technology is part of our everyday lives. So, if you’re still struggling to keep up it’s time to master the computer in your pocket — - and start enjoying all the benefits it can offer. Here are … [Read more...]
3 types of insurance you need today
It’s easy to put off thinking about your personal insurance while you’re young and healthy. But the truth is, we never know what’s around the corner – and with around half a million Australians hospitalised each year due to injury[1], it’s worth … [Read more...]
The oil revolution: what's happened and where's it heading?
by Katie Whiffen, Portfolio Specialist, MLC. March 2016 So what’s been happening? Over the past decade, fuelled by growing demand as China and India upped their industrial needs, and due to well regulated supply from OPEC, oil prices rose. Since the … [Read more...]
Many Australians are banking on government support in retirement
Many Australians are not confident they have enough assets to support their retirement, according to research from IPSOS and MLC, the Australia Today report, with 43% saying they will need to rely on support from the Australian Government. Among … [Read more...]
SuperStream for employers
What is SuperStream? SuperStream is a set of government measures designed to improve the efficiency of superannuation transactions between employers and super funds. SuperStream introduces the following benefits: timely electronic … [Read more...]
How to avoid investment behavioural traps
Investment markets can be unpredictable. Just when you get used to enjoying a prolonged period of strong returns, suddenly you can be faced with a wild share market rollercoaster and begin wondering whether you should get off. Consistently strong … [Read more...]
ThreeSixty Research Market Update – March 2016
Highlights; Global equity markets continued to correct through February but stage an early March recovery Oil prices staged a strong recovery from mid-February – up 37% China economic data continued to consolidate and targets … [Read more...]
Are women smarter investors than men?
Men are the best investors. Or so Hollywood tells us. “Greed is good,” Michael Douglas’ Gordon Gekko famously announced in Wall Street, immortalising the notion that brash, testosterone-fuelled risk taking is the key to investment success. The … [Read more...]
Super or the mortgage?
Why super? There are two key reasons why topping up your super could be a better option. The first is that home loan repayments are usually made with after-tax money. Alternatively, super contributions can be made with pre-tax dollars (if you’re … [Read more...]
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