Generally speaking, Australian’s have a love affair with property that is passed on from generation to generation. This also means that most who own property, be it residential or commercial, will have used borrowing at some point. Hence for most, the cost of the mortgage (ie the interest rate the provider charges you) is one of the largest outgoings in a personal or business expense budget.
With our close association with a dedicated debt specialist we can provide expert advice for people who:
- are concerned about the current lending arrangements (be it residential or commercial)
- who are looking to take advantage of lending strategies to increase their wealth.
Lending relates to all areas of debt – including both non-deductible (home) and deductible (investment). We will review your current debt arrangements including:
- Review of your current loans including structures, interest rates and terms;
- Recommending alternative loan arrangements in the event we are able to negotiate a more advantageous agreement through our banking contacts, including rebates back to you of any commission that is normally built into the interest rate – therefore lowering your cost of funding.
A key part of our offering is to provide our clients with access to the best of breed products. We understand choice is important to you and hence we have chosen to partner with a Debt Specialist who provides a product offer to meet your needs from an unbiased panel of lenders including all major brands.