In the time it takes to achieve your goals, the industry will change, legislation will change and your situation may change. We work with our clients in an active advice relationship. Planning is about setting medium and long term goals to ensure you live the life that you want to live, and then ensuring that these are monitored and addresses in an active an ongoing manner.
Active advice can mean that in some years it is simply the discipline to not do anything and remaining focused on the current plan until materials changes become appropriate.
Our commitment is to remain active and engaged with you, adapting your plan as your priorities shift, and helping you realise the life you want to lead along the way.
In early meetings, we will work closely with you to understand your situation. We follow a value based financial planning approach meaning that we start by truly understanding what is most important to our clients, their values and motivation for planning. A comprehensive assessment designed to identify opportunities, as well as areas for creating greater efficiencies, is then drawn up. Then we will collaborate with you to maximize your plan, integrating your aims with a mix of financial strategies, products and personal and investment disciplines.
Once you plan has been implemented, we will meet with you regularly, measuring progress against your goals and needs. On an ongoing basis, we will carefully review your plan to ensure it’s still relevant and adapting to any changes in your situation and circumstances.