Our clients typically come from three categories; Retirees, Professional Executives and Small Business Owners. Aside from a desire to maximize their financial positions our clients tend to demonstrate similar financial and personality traits of involving and valuing professional, reliable and understandable financial advice experts.
The journey we take with our valued clients begins with a discovery session where we identify their most deeply held lifestyle and financial values and underlying motivations for the goals that they set using our values based methodology.
This discovery process then enables us to build individually tailored strategic solutions designed to be the framework within which long term advice relationships are built. By understanding that flexibility is the key to optimal financial outcomes our plans are structured to grow and change as our clients lives require it. This ongoing financial evolution affords us the ability to develop real, meaningful relationships with our clients and their families.
Our retirees have been the significant constant in our changing business environment. We understand the deeply emotional needs of self funded individuals and couples whose lifelong efforts have culminated in substantial capital sums. These clients have tasked us with the incredibly important challenge of providing retirement incomes sufficient to meet their lifestyle goals whilst understanding their desire to maximize capital preservation.
Our retired clients present a united belief that they have worked hard for their money and expect us to do the same. They value the personal service and approach provided by face to face appointments and regular contact, and appreciate the open, honest and individually specific advice we deliver.
We offer specialised advice in the areas of superannuation income streams and centerlink strategies to ensure all our retirees are maximizing their pension incomes whilst legally minimizing their potential tax liabilities.
Of specific importance to our retirees is the financial welfare of their children and grandchildren. They often express a desire to assist with the financial and emotional goals of their families now and into the future. We provide advice which not only targets the capital requirements of this assistance but also deliver strategies and recommendations on the preparation and implementation of Will’s and Binding Death Nominations. We haven’t met a retiree who can honestly say they have no financial dependants!
Our professional executives are a unique blend of self motivated, highly driven, successful individuals who have developed specific professional skills and therefore understand the importance of employing like-minded professionals in the field of finance.
They ask us to partner with them on their corporate journey to ensure they are maximizing their earning potential whilst protecting their financial positions. This partnership is a two-way street of education and information sharing. Our professional executive clients expect performance from their advice team that is both measurable and outcomes focused. They are generally time poor individuals who wish to delegate the important responsibilities associated with their wealth creation to professionals they trust who have a proven history of performance.
Our professional executives are often drawn to our company via associations with the other professionals in their lives, such as accountants and lawyers, or as a result of an existing relationship with their friends and families. They greatly value our structured, flexible meetings as required and availability to take ad-hoc email and phone calls as their time permits.
Small business owners
Our small business clients are family enterprises looking for the assistance they require to manage their affairs during and post business operations. As with our professional executives they are time poor delegators who recognize the need to maximize cash flow usage, whilst avoiding significant tax and litigation issues.
As small business owners ourselves, our clients in this space appreciate that we understand their needs and motivations better than most. They value the detailed focus we can provide to them and their family as they work on their big picture position. We desire to add value to these clients by facilitation pro-active discussion on areas that require attention which may have been neglected without us. These clients have typically spent tremendous time and energy in commencing and running a business and very little time on understanding how they can maximize their planned or unplanned exit.
We offer guidance and expertise in assisting with business succession strategies. These involve the use of buy-sell agreements, partnership agreements, business structure advice and small business rollover strategies. Where required we also bring quality accounting and legal relationships to the table to provide professional aligned advice specific to their needs.