Family wealth

Calibre Private Wealth Advisers can assist you to meet your family’s vision by providing you with a totally integrated service through access to taxation, accounting, financial planning, superannuation, investment, asset protection and estate planning expertise tailored specifically to your family’s needs. Complex family issues and the explicit needs of the family member are identified, managed and satisfied.

We lead and hold accountable a team of internal and external subject matter experts so you have one point of contact and can fully understand your family’s current financial position.

“Happiness is not a matter of intensity but of balance, order, rhythm and harmony.”
Thomas Merton

Complex financial advice for your family

In the section below you can learn more about the Family Wealth services that Calibre Private Wealth Advisers offer. If you have any inquiries, please contact us.

Portfolio structuring and tax management

Whether you prefer a trust, a self-managed super fund (SMSF) or a holding company, the structure you choose for your investments can have a significant impact on your after-tax returns. We specialise in complex advice spanning a variety of structures, including companies, partnerships, SMSFs and family trusts. We can help you select the optimal structure for each element of your portfolio, tailoring your chosen vehicle for your personal circumstances and long-term objectives.

The structure you choose for your investments can have an enormous impact on long-term wealth creation. The right choice can help you maximise after-tax returns, enjoy more options for distributing wealth to your family, and protect your wealth from litigation and business debts. But the wrong choice could see you incur unnecessary costs and leave your family with an unexpected tax liability.

Asset protection

We take into consideration your particular financial, employment, business and family situation to select the optimal structure for your family’s wealth, now and in the future, helping to shield your assets from creditors, litigation and unnecessary tax liabilities.

Capital preservation and the next generation

Studies show that 60% of new wealth is lost by the second generation and 90% is gone by the third. Even a well-executed estate plan can cause major fault lines within the family structure. Maintaining wealth over generations is a challenge. We apply the knowledge and experience to create enduring prosperity for all our clients and their successive generations.

We provide a diverse and comprehensive range of integrated services to protect and grow your family’s wealth, meet all statutory requirements and plan your family’s future.

Through financial education, you can be certain that your family is equipped to handle your wealth and preserve your legacy in your absence.

Ongoing education and governance

Our comprehensive approach helps to ensure that the compliance issues associated with your financial strategy are managed appropriately. We also assist in ensuring your compliance with regulations and legislation.

We work with you, your heirs, and your designated charities to ensure that everyone is on the same page and aware of the agreed-upon investment goals and strategies.. This process informs and counsels you and your family and develops in all of you the commitment to an investment process that transcends the vagaries of any era.

To improve yours odds of success, we stand as Trusted Advisers who will manage your estate with strict adherence to a prudent and diversified investment philosophy.

Discipline

Taking the emotion out of managing your financial affairs is perhaps our greatest asset provided to you. We ensure that the ‘noise’ surrounding financial markets does not result in you making reactive decisions that are not consistent with your long term plans.

Estate and succession planning

You’ve worked hard to create a lasting legacy for your family, so that they can enjoy life now and in the future. So it’s important to ensure those assets are not eroded when the time comes to transfer them to those you care about most.

We can help you create a comprehensive estate plan, to protect and transfer your family’s wealth in the long term. We can also help to safeguard your family’s prosperity from unexpected events such as a long-term illness or disability, litigation, a relationship breakdown or even bankruptcy.

Enduring legacy and philanthropy

To define and preserve your legacy so that it passes to people and causes you care about most, we direct you and your family through a thoughtful and structured planning process that helps you articulate the principles that have defined your family’s culture, shaped your life, and created your wealth. This process recognizes that while money is important, it is only one of the resources that support and perpetuate your family’s legacy.

Many of our clients are actively engaged in philanthropy. We have extensive experience helping clients establish and maintain private philanthropic strategies and structures (including Private Ancillary Funds), and facilitate the identification of projects and organisations to ensure donations achieve genuine and measurable outcomes.