Craig Ricketts

07 3007 7100 Get in touch
  • Home
  • About us
    • Our philosophy
    • Our team
    • Awards & accreditations
    • About Godfrey Pembroke
    • How we work with you
  • Client experience
    • Active advice
    • Financial services guide
    • Fee for advice
    • Trust and transparency
    • Our clients
    • Backed by specialist resources and research
  • Our specialisations
    • Business management
    • Cash flow management
    • Estate planning & administration
    • Executive financial planning & CFO services
    • Investment planning
    • Lending & debt management services
    • Portfolio structuring & tax management
    • Risk insurance
    • SMSF’s & retirement planning
    • Wealth planning & accumulation
  • Resources
  • News
  • Contact

Risk insurance

As your wealth grows, it becomes increasingly important to protect the income and assets that underpin your family’s lifestyle. Unfortunately, even affluent Australians often neglect to protect themselves and their families against the potentially devastating effects of an unexpected death or disability.

Research from the National Centre for Social and Economic Modelling found that that 96% of Australian families with dependent children had inadequate insurance for their current financial needs.*

Without your income, your family could struggle to cover debts and meet everyday expenses. As a result, they could be forced to dispose of assets in an unfavourable market, severely impacting their lifestyle over the long term.

We can help you manage risk and safeguard the financial security you’ve worked so hard to build, with strategies to protect your assets and your family’s financial security.

Wealth protection strategies

We can help you explore a range of risk management and wealth protection strategies, including:

  • Life, Total and Permanent Disability, and Trauma cover: essential protection for your family, providing a valuable payout if you die, become disabled or suffer one of a range of life-threatening illnesses.
  • Income protection: protection for your most valuable asset, ensuring you can continue to support your family’s lifestyle, even if you are temporarily unable to earn an income.
  • Cash investments: secure, high-performance options for the cash component of your portfolio.
  • Liquidity strategies: investment solutions to generate a reliable cash flow, enabling you to pay down debt, meet everyday expenses or enjoy a stable income in retirement.
  • Hedging solutions: strategies to reduce specific risk exposures, including concentrated holdings of company shares or options.
  • Capital protected investments: investment strategies with built-in protection, including capital protected loans that enable you to take advantage of the power of gearing while minimising risk.
  • Key person insurance, business asset protection, revenue protection and ownership: protection for the key people and assets that underpin your business’ profitability.

*Understanding the social and economic cost of underinsurance, National Centre for Social and Economic Modelling, 2010

Contact Craig

P: 07 3007 7100
F: 07 3007 7111
Email Craig

Our Location

Level 3, 46 Edward Street
Brisbane, QLD, 4000

Build on your success

Success brings new opportunities, but it also creates new challenges. At Godfrey Pembroke, we specialise in helping successful professionals, executives and business owners extend and protect their wealth.

Read More

  • Advice warning
  • Legal notice
  • Complaint resolution
  • Privacy
  • Sitemap

Copyright © 2022 Craig Ricketts. Wordpress Website by The DMA

Craig Ricketts Bilford Pty Ltd ABN 61 693 994 027 are authorised Representatives of Godfrey Pembroke Group Pty Ltd (Godfrey Pembroke), ABN 38 078 629 973, Australian Financial Services Licensee 245451, a member of the IOOF group of companies.