What do you aspire to in life? Whatever your objectives, a personalised wealth plan can help you reach them sooner, with less risk.
The optimal strategy for you and your family will depend on your current situation, your short-term and long-term objectives, your investment time-frame, your financial resources and your appetite for risk. We’ll help you explore the options and create a holistic strategy structured around your individual goals.
To achieve your vision for the future, you need a disciplined investment plan structured around your unique goals and life situation. At Godfrey Pembroke, we’ll help you create a personalised plan designed to fit your lifestyle, investment objectives, time-frame and resources.
If your investments aren’t delivering the returns you expect, we can help get you get back on track, identifying underperforming assets and finding new options for maximising your growth potential without excessive risk.
We can help you explore a wide range of investment options, including: direct equities, IPOs and capital raisings, managed funds, exchange-traded funds, fixed interest and hybrids.
Keeping track of cashflow can be challenging, especially when you have a growing investment portfolio generating multiple income streams. As your wealth increases and your financial situation becomes more complex, managing cashflow can become a full-time job.
We help you make the most of your cash, maximising the return from your short-term cash holdings while ensuring you have money on hand for investment costs, new opportunities, and your immediate lifestyle needs.
At Godfrey Pembroke, we specialise in complex advice spanning a variety of structures, including companies, partnerships, self-managed super funds (SMSFs) and family trusts. We can help you select the optimal structure for each element of your portfolio, tailoring your chosen vehicle for your personal circumstances and long-term objectives.
Once your structure is in place, we’ll continue to support you with portfolio administration and advice, taking into account new regulatory developments and emerging opportunities. We also work closely with your other professional advisers, such as your accountant, to help ensure you enjoy the best possible after-tax outcomes.
Managed well, gearing can multiply your returns and create new opportunities to grow your wealth. Managed poorly, it can undermine your long-term financial security.
Gearing is a proven strategy for multiplying your wealth-creation potential and accessing new investment opportunities sooner. But debt also needs to be carefully managed, both to keep costs under control and to avoid excessive risk. That’s because gearing can multiply losses as well as gains.
We can help you use gearing more effectively, and keep borrowings under control with a disciplined debt management strategy.
When you’re busy enjoying life, retirement can seem a long way off. But with Australians living longer and staying more active in retirement than ever before, your retirement lifestyle is not something to be left to chance.
With its built-in tax advantages, super is a powerful vehicle for long-term wealth creation, despite growing regulatory complexity. We can help you make the most of the opportunities super has to offer, so you can enjoy the retirement lifestyle you’ve always looked forward to.
Whether considering options for yourself, or deciding how best to help someone close to you, aged care is a complex area requiring careful thought. We can help you understand the steps you need to take by laying out the strategies and considerations involved in deciding where to move, how much it will cost, and how best to fund this cost.
Let us reduce the stress and complication, and help you make an informed decision.
You’ve worked hard to create a lasting legacy for your family, so that they can enjoy life now and in the future. So it’s important to ensure those assets aren’t eroded when the time comes to transfer them to those you care about most.
Astute estate planning is essential to protect your family’s future financial security and ensure their lifestyle isn’t impacted by unexpected legal or tax implications. We can help you transfer your wealth smoothly and tax-effectively, so you can leave a lasting legacy for those you care about most.