During these uncertain times, you might be nervous about your investments. It's important to consider your long-term goals and make well-informed decisions. Here are some steps to take with your super or investments in shares to ride out ups and … [Read more...]
3 ways to better manage invoice payments
For many businesses, invoice payments are a source of ongoing cost and headache. In this article, Graham Bowers discusses ways to improve your situation. Your business growth and success depend on the health of your cash flow. The more cash reserves … [Read more...]
Choosing a home loan
When looking for a good deal on a home loan (mortgage), the interest rate matters. A home loan is a long-term debt, so even a small difference in interest adds up over time. Home loans come with different options and features. These can offer … [Read more...]
Could flexible working be the key to saving your super?
How working flexibly can help you balance work and life as you save for a more secure future. Family responsibilities and working aren’t always compatible, as many Australian women find out when they’re tugged in what can feel like a dozen … [Read more...]
Share in the excitement or bank on the house?
There are some great debates in Australian society that seem to never end. Aussies Rules vs Rugby League. The eternal Sydney vs Melbourne stoush. And of course the age-old conundrum of whether to invest in shares or property. Historic … [Read more...]
Where to now?
Most working Australians have had an interesting time of it lately. The Reserve Bank of Australia (RBA) recently noted that we’re experiencing the biggest economic shock since the 1930s, with unemployment expected to hit 10% later this year.1 In … [Read more...]
The crucial super moves you need to make today
Many women reach mid-life with a significant superannuation shortfall. But it’s not too late to turn things around. Actions now may help set up a more secure retirement. When was the last time you checked your super balance? The hard fact is that … [Read more...]
Which are you – a saver or investor? Or both?
Whether you are a saver or investor is an interesting and important question because in the long run it could make a major difference to your lifestyle. To determine if you are a saver or investor let’s look at the characteristics of the two … [Read more...]
How much can home care cost
Key points: If you have been allocated a Home Care Package, the Government will subsidy the cost of home care services for you The rates are usually adjusted in March and September with the age pension You cannot receive … [Read more...]
Diversification: Spread your investments and lower your risk
Diversification is an investment strategy that lowers your portfolio's risk and helps you get more stable returns. You diversify by investing your money across different asset classes such as shares, property, bonds and private equity. Then you … [Read more...]
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