How we successfully invest for your future
Times are changing, so should ones asset mix. The recent GFC, credit shocks and the resulting deleveraging process may take many more years to play out. This implies shorter economic cycles, lower growth and more volatility.
A major part of what we do at Godfrey Pembroke Clayfield is investing clients’ money. In addition to focusing on tax strategy, asset protection and estate planning, the investment of your accumulated assets remains central to helping you achieve your financial objectives (such as maintaining quality of life during retirement, achieving capital growth etc).
At Godfrey Pembroke Clayfield we don’t speculate with clients’ money. All of the investment managers and asset consultants we use are solid, trusted and respected organisations our clients will be familiar with. Our approach is by no means static and we encourage clients to challenge our business because we find that only by continually challenging and evolving this investment process are we able to produce the best results for clients.
One of our key beliefs is that investing is best done by experts. Professional managers that are specialists in their given asset class have an additional insight into the investment opportunities and business models that a retail investor never could.
We may introduce professional investment managers that can either profit or at least offer some protection from falling markets. These investment managers have a lower correlation to peers/markets: that is they don’t always move together in the same direction.
In addition, we may incorporate a ‘Core/Satellite’ approach. A portfolio structure based on this model comprises a core and additional investments as satellites. The core functions as the strategic centre of your portfolio. To complement the core, the smaller active satellites allow you to take advantage of topical themes and the latest market developments. Combining numerous fund managers with lower correlations can assist in delivering superior long term returns. It makes sense therefore to take a more dynamic investment approach.
This investment philosophy attempts to document our investment process and formalise our investment beliefs to illustrate how we can add value to your portfolio.